HOSPITAL CONFINEMENT INCOME PROTECT (HCIP)

 

Ensure your finances are protected in the event that you are hospitalized.

 

Avail of the BPI MS Hospital Confinement Income Protection (HCIP) where you will be provided a cash benefit for each day of hospital confinement – whether from an injury caused by an accident or from a covered illness.

 

PERIOD: August 1 – August 31, 2021

PROGRAM MECHANICS:

  1. The product is available to all BPI and BPI Family Savings Bank clients with ages between 18 to 60 years old.
  2. Qualified BPI/BFSB Preferred Clients may avail of the Plan Php 5,000 with the following benefits:

Plan

 

P5,000

Daily Cash Benefit

 

Php5,000

Premium

 

Php5,000

Max. Confinement Days/Year

 

50

(Maximum of Php 250,000!)

   

 

  1. Qualified Preferred Clients may extend their chosen HCIP plan to their immediate family members (age 18 to 60 years old) by including their names in the application form. The policy will be under the name of the BPI account holder.
  2. Clients may purchase HCIP through their BPI and/or BPI Family Savings Bank branch of account by submitting the following requirements:
    1. Accomplished application form (available in any BPI/ BPI Family Savings Bank branch
    2. 1 valid government issued ID
  3. Premiums can be paid through the following options:
    1. Over the Counter at any BPI/BPI Family Savings Branch
    2. Credit Card
      • Installment available for BPI, Chinabank and HSBC cards
      • Straight payment for other cards
    3. There will be a waiting period of 7 days from the policy inception for illness related confinement.
    4. After successful premium payment, a Confirmation of Cover will be given to the Insured as proof of coverage while the policy schedule will be emailed to the client’s email address. A hard copy can be sent via mail / courier upon request.
    5. For illness related claims, the policy shall respond starting on the 3rd day of confinement (2-day deductible). The policy shall however respond immediately if hospital confinement is accident related. All claims shall be paid after the submission of complete requirements.
    6. For claims request, claimant or beneficiary should notify BPI/MS thru:
      1. Hotline No.: 88409556 / 88409160
      2. Email: [email protected]
      3. Mail: 14/F 6811 Bpi-Philam Life Makati, Ayala Avenue, Salcedo Village, Bel-Air, Makati City 1209
    7. For further questions/clarifications, please contact our Customer Service at
      1. Hotline: (02) 8840-9000
      2. Email: [email protected]
      3. SMS: 0917-8910000