The Board of Directors and Management, employees and shareholders of the BPI/MS Insurance Corporation (BPI/MS) believe that sound and effective corporate governance is the cornerstone of BPI/MS’s strength and long-term existence.  It subscribes to a philosophy of adhering to honesty, integrity, and professionalism in the conduct of its business, exercising prudence in arriving at decisions, enforcing internal discipline and a system of checks and balances in its operating processes, and providing transparency to its various stakeholders regarding basic management policies and practices, major business strategies and decisions, and its operating results. 


We work closely with all our regulators, the Insurance Commission (IC), Securities and Exchange Commission (SEC) and the Anti-Money Laundering Council (AMLC), to ensure adherence and consistency to its laws and regulations. 


The Board of Directors and Management are hereby in full compliance to the principles and practices contained in the BPI/MS Corporate Governance Manual and acknowledge that the same will guide them in pursuing their corporate goals.  They shall also undertake every effort necessary to create the necessary awareness of these principles and practices within the organization in order to ensure proper internalization by every member of the organization.  Our Board is committed to establishing and maintaining the highest standards of corporate governance.


This Manual of Corporate Governance supplements and compliments the BPI/MS Articles of Incorporation and By-Laws by setting forth principles of good and transparent governance.