TRAVEL CARE INSURANCE
Travelers, whether for business or for pleasure, experience hassles before, during
or even after their trip. Some of these include a missed flight, a lost suitcase
or a sudden illness. These occurrences may ruin your whole trip especially when
you don't have a reliable travel insurance to protect you.
Good thing there is BPI/MS who will provide you and your loved ones with the best
travel coverage and protection.
With BPI/MS LOW PREMIUM RATES, you
can now travel anywhere in the world and be assured of a caring assistance throughout
the trip.
Know More About
BPI/MS Travel Care Insurance!
Travel Care Insurance is a comprehensive Personal Accident Insurance that intends
to cover medical expenses and other qualified losses incurred while traveling anywhere
in the world.
TRAVEL WITH CONFIDENCE, ANYTIME,
ANYWHERE
BPI/MS provides you and your family peace of mind
and security from possible travel worries such as:
·
Death or Disablement
BPI/MS pays benefit specified in the policy schedule for accidental death &
disablement within 90 days from the date of the accident.
·
Medical and Additional Expense
Travel care covers for medical, surgical or hospital charges emergency dental
treatment charges incurred as a result of accidental bodily injury, illness or death
during your journey as specified in your policy schedule.
·
Loss of Baggage including Delays
Pays for actual or replacement cost of baggage due to
accidental loss, theft or damage during the trip. This will also take care of your
worries in case your checked-in baggage has been delayed, misdirected or misplaced
in delivery for more than 8 hours from the time you arrive at your destination.
·
Trip Cancellation / Curtailment
Reimburses non-refundable expenses such as airline tickets,
irrevocable deposits and advance payment for accommodations if your trip is cancelled
or curtailed due to unforeseen incidents.
·
Missed Travel Connections
Pays benefit up to a maximum of Php10,000 for reasonable
additional travel and accommodation costs incurred in the arrangement of alternative
travel.
·
Hospital Cash Benefits
Pays a fixed amount of Php1,000 for each day that you
are hospitalized as an inpatient due to accident or illness up to a maximum amount
of Php10,000.
·
Personal Liability
Travel Care covers expenses that you might incur if you
caused another person's accidental death, bodily injury or damage to property, resulting
from accidents.
·
Delayed Departure
This feature is an added benefit, which reimburses up
to Php10,000 for incurred expenses if your flight is delayed by more than 8 hours.
·
Missed Departure
Pays for additional travel expenses and accommodation costs up to a maximum amount
of Php10,000 due to failure of public transport services to departure port, airport
or train station.
·
Loss of Passport
Pays for reasonable costs of additional hotel, travel
and communication expenses necessary in obtaining replacement for a lost passport
or visa up to a maximum amount of Php10,000.
·
Hijack
This added benefit would provide you a fixed amount of
Php5,000 for each day that your travel is delayed due to organized industrial action
or hijack.
·
Rental Vehicle Excess Cover
Reimburses excess liability up to Php10,000 if you become
legally liable provided that accidental loss or damage to the vehicle was caused
by collision or theft while it is in your custody.
·
Additional Costs of Rental Car Return
Pays costs up to Php5,000 for car rental if you are unable
to return any rental vehicle due to accident or illness.
·
Extension of Period of Journey
This feature is automatically FREE of charge if the journey
is extended due to public transport delay or bodily injury or sickness up to:
·
7 days delay
for the carrier
·
30 days delay
if due to injury or illness
·
Emergency Medical Evacuation
Arranges and pays for covered expenses incurred if your
medical condition needs immediate transportation, from the place where you are to
the nearest hospital, where appropriate medical treatment can be obtained.
·
Emergency Medical Repatriation
Arranges and pays for covered expenses incurred if your
medical condition needs transportation to your home country to obtain further medical
treatment or to recover.
·
Transportation of Mortal Remains
Arranges and pays for all reasonable expenses incurred
for the preparation and return of your mortal remains to your home country.
·
Emergency Telephone Expenses
Pays for the telephone expenses accumulated for calling the Emergency Hotline (i.e.
911), during accidents or illness up to a maximum amount of Php2,000.
·
Free 24-Hour Worldwide Travel Assistance Services
Through our service provider, INTERNATIONAL ISOS, BPI/MS will arrange the following
emergency assistance benefits when you call the Travel Care hotline at
(632) 687-8535.
·
Travel Assistance
-
Pre-Trip Information Services
-
Embassy Referral
-
Lost Luggage Assistance
-
Lost Passport Assistance
-
Weather and Exchange Rate Information Assistance
-
Emergency Message Transmission Assistance
-
Interpreter Referral
·
Medical Assistance
-
Telephone Medical Advice
-
Medical Service Provider Referral
-
Arrangement of Appointments with Local Doctors for Treatment
-
Arrangement of Hospital Admission and Monitoring of Medical
Conditions when Hospitalized
-
Dispatch of Essential Medicine
-
Arrangement of Compassionate Visit
-
Arrangement of Returns of Minor Children
-
Arrangement of Hotel Accommodation
Commencement & Expiry
The term of coverage commences two (2) hours before your scheduled departure time
and ceases on whichever of the following occurs first:
a.
the expiry of the policy period specified in the policy
b.
your return to your residence or employment
c.
within two (2) hours after scheduled time of revival
Benefits and
Table of Premium
(Premiums are exclusive
of taxes)
Non Schengen Package
Caters to International Asia Zone trips: Southeast Asia,
China, Taiwan, Hongkong, Japan, Korea, Nepal, Pakistan, Sri Lanka, Australia and
New Zealand.
Except European country states.
|
BENEFITS
|
GOLD
|
DIAMOND
|
PLATINUM
|
|
Accidental Death & Disablement
|
1,000,000
|
2,000,000
|
3,000,000
|
|
Medical & Additional Expense
|
1,000,000
|
1,500,000
|
2,000,000
|
|
Baggage
|
|
|
|
|
Loss of Baggage
|
25,000
|
25,000
|
25,000
|
|
Delayed Baggage
|
10,000
|
10,000
|
10,000
|
|
Loss of Document or Samples
|
20,000
|
20,000
|
20,000
|
|
Cancellation & Curtailment
|
50,000
|
50,000
|
50,000
|
|
Missed Travel Connection
|
10,000
|
10,000
|
10,000
|
|
Hospital Benefit
|
10,000
|
10,000
|
10,000
|
|
Personal Liability
|
1,000,000
|
1,000,000
|
1,000,000
|
|
Delayed Departure
|
10,000
|
10,000
|
10,000
|
|
Missed Departure
|
10,000
|
10,000
|
10,000
|
|
Loss of Passport
|
10,000
|
10,000
|
10,000
|
|
Hijack
|
20,000
|
20,000
|
20,000
|
|
Rental Vehicle Expense Cover
|
10,000
|
10,000
|
10,000
|
|
Additional Cost of Rental Car Return
|
5,000
|
5,000
|
5,000
|
|
Emergency Repatriation
|
250,000
|
250,000
|
250,000
|
|
Emergency Evacuation
|
500,000
|
500,000
|
500,000
|
|
Repatriation of Mortal Remains
|
100,000
|
100,000
|
100,000
|
|
Worldwide Travel Assistance Services
|
Covered
|
Covered
|
Covered
|
|
Duration
|
GOLD
|
DIAMOND
|
PLATINUM
|
|
1 - 4 days
|
Php478.00
|
Php725.00
|
Php1, 002.00
|
|
5 - 7 days
|
Php843.00
|
Php1, 104.00
|
Php1, 500.00
|
|
8 - 14 days
|
Php1, 341.00
|
Php2, 432.00
|
Php3, 143.00
|
|
15 - 21 days
|
Php2, 052.00
|
Php3, 190.00
|
Php4, 138.00
|
|
30 days
|
Php2, 432.00
|
Php3, 569.00
|
Php4, 636.00
|
|
Each additional week
|
Php606.00
|
Php892.00
|
Php1, 158.00
|
Schengen Package
Worldwide coverage, which includes the above countries and the rest of the world.
|
BENEFITS
|
GOLD
|
DIAMOND
|
PLATINUM
|
|
Accidental Death & Disablement
|
1,000,000
|
2,000,000
|
3,000,000
|
|
Medical & Additional Expense
|
2,500,000
|
2,500,000
|
2,500,000
|
|
Baggage
|
|
|
|
|
Loss of Baggage
|
25,000
|
25,000
|
25,000
|
|
Delayed Baggage
|
10,000
|
10,000
|
10,000
|
|
Loss of Document or Samples
|
20,000
|
20,000
|
20,000
|
|
Cancellation & Curtailment
|
50,000
|
50,000
|
50,000
|
|
Missed Travel Connection
|
10,000
|
10,000
|
10,000
|
|
Hospital Benefit
|
10,000
|
10,000
|
10,000
|
|
Personal Liability
|
1,000,000
|
1,000,000
|
1,000,000
|
|
Delayed Departure
|
10,000
|
10,000
|
10,000
|
|
Missed Departure
|
10,000
|
10,000
|
10,000
|
|
Loss of Passport
|
10,000
|
10,000
|
10,000
|
|
Hijack
|
20,000
|
20,000
|
20,000
|
|
Rental Vehicle Expense Cover
|
10,000
|
10,000
|
10,000
|
|
Additional Cost of Rental Car Return
|
5,000
|
5,000
|
5,000
|
|
Emergency Repatriation
|
500,000
|
500,000
|
500,000
|
|
Emergency Evacuation
|
1,000,000
|
1,000,000
|
1,000,000
|
|
Repatriation
of Mortal Remains
|
250,000
|
250,000
|
250,000
|
|
Worldwide Travel
Assistance Services
|
Covered
|
Covered
|
Covered
|
|
Duration
|
GOLD
|
DIAMOND
|
PLATINUM
|
|
1 - 4 days
|
Php521.00
|
Php796.00
|
Php1, 066.00
|
|
5 - 7 days
|
Php928.00
|
Php1, 222.00
|
Php1, 692.00
|
|
8 - 14 days
|
Php1, 460.00
|
Php2, 545.00
|
Php3, 342.00
|
|
15 - 21 days
|
Php2, 242.00
|
Php3, 569.00
|
Php4, 707.00
|
|
30 days
|
Php2, 763.00
|
Php4,423.00
|
Php5, 845.00
|
|
Each additional week
|
Php690.00
|
Php1,105.00
|
Php1, 461.00
|
|
|
|
|
|
|
