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For Auto Protection

Your car is one of your most valuable investments, and you deserve reliable insurance protection provided by a strong and stable company. BPI/MS provides you with SECURITY AND PEACE OF MIND from one of the leading and most trusted non-life insurance companies in the country.

Get valuable savings with BPI/MS LOW PREMIUM RATES! Enjoy complete auto protection all year-round at a very affordable price. There's more! This insurance protection now comes with FREE ERA!

Experience a HASSLE-FREE WAY OF PAYING premiums through our business partners or the BPI/MS branch office servicing you. Plus, you can easily use the payment facilities available at any of the BPI or BPI Family Savings Bank branches nationwide!

  1. What is a BPI/MS Comprehensive Motor Insurance?

    The BPI/MS Comprehensive Motor Insurance comes with an extensive coverage to protect your vehicle from Accidental Collision and Theft, as well as protection from damages caused by Fire, Explosion, Lightning and Self-Ignition and Malicious Damage.
  2. While I was driving my car, I accidentally hit a pedestrian. Is liability for injury to other persons covered by BPI/MS Comprehensive Motor Insurance?

    Yes! BPI/MS offers two types of coverage to protect you from liabilities for injuries caused to other persons.

    Compulsory Third Party Liability (CTPL) - This is the basic insurance coverage required by the Land Transportation Office when you register your vehicle. This coverage will answer for the death, disablement and medical expenses of a person injured because of an accident involving your vehicle.

    Voluntary Third Party Liability-Bodily Injury (VTPL-BI) - This serves as an additional coverage on top of your basic CTPL, since this will answer for expenses in excess of CTPL?s coverage limit. This is a standard feature of all BPI/MS Comprehensive Motor policies.
  3. What if my vehicle causes damage to another person?s property? Do I have coverage for this?

    Don't worry! BPI/MS offers Voluntary Third Party Liability-Property Damage (VTPL-PD) that provides you with protection in case your vehicle damages other people’s properties. This coverage is also standard to all BPI/MS Comprehensive Motor policies.
  4. Are my vehicle's passengers covered if they get hurt due to an accident?

    Yes! BPI/MS' Unnamed Passenger Personal Accident (UPPA) is an insurance coverage that will answer for the death, disablement and medical expenses of the driver and passengers of your vehicle in the unfortunate event of an accident. UPPA is optional at a very affordable cost that you may add to your BPI/MS Comprehensive Motor policy.
  5. Do you also cover damages due to Flood, Typhoon or other similar events?

    Yes! Natural calamities are inevitable and could cause serious damage to your vehicle. For your added protection, you may request for an additional coverage against Flood, Typhoon, Hurricane, Volcanic Eruption and Earthquake subject to payment of an additional premium.
  6. Are the car accessories covered?

    Yes! BPI/MS Comprehensive Motor Insurance covers all accessories that are standard to your vehicle’s type/unit. If you add any other accessories, please inform us so that we can make arrangements to insure them.
  7. Is towing covered under the BPI/MS Comprehensive Motor Insurance?

    Yes! Because BPI/MS Comprehensive Motor Insurance now offers FREE Express Roadside Assistance (ERA) that provides you with emergency assistance on the road, 24 hours a day, 365 days a year. (click the ERA picture on the side for more details)
  8. What shall I do if I need to file a claim?

    It?s so easy! Just call the BPI/MS Claims Department or any of the BPI/MS branch office nearest you and submit your complete claims documents. For your convenience, a BPI/MS Motor Claims Guide will be provided upon issuance of your motor insurance policy. The motor claims guide includes all the necessary information that you need to know in filing your claim.
  9. Where can I avail of BPI/MS? Motor Insurance and other insurance products?

    As proof of our commitment to serve you, we have made BPI/MS? products and services available through our business partners, branch network and all BPI branches nationwide.
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