COMPREHENSIVE GENERAL LIABILITY

For Liability Protection

Accidents can bring lawsuits and liability claims to you and your business. Thus, you deserve nothing less than protection provided by a strong and stable company. This is exactly what you'll get from BPI/MS Comprehensive General Liability (CGL) Insurance.

BPI/MS is one of the leading and trusted non-life insurance companies in the country. This is because BPI/MS carries with it the reliability of not one but two leaders: Bank of the Philippine Islands and Mitsui Sumitomo Insurance of Japan. So, there's no need to worry because you can rely on BPI/MS at all times.

KNOW MORE ABOUT BPI/MS’ SUPERIOR COMPREHENSIVE GENERAL LIABILITY (CGL) INSURANCE!

1. What is BPI/MS Comprehensive General Liability Insurance?
   
   BPI/MS Comprehensive General Liability (CGL) Insurance provides you protection from possible legal liabilities arising out of accidents connected to the operation of your business.
    
2. What expenses can be covered by BPI/MS CGL Insurance?
   
   BPI/MS will give monetary compensation to cover expenses from legal liabilities due to :
   • Bodily injury of customers
   • Damage of other people’s properties
   • Defense & litigation expenses
    
3. What is the basic CGL coverage required in most cities/municipalities for the issuance of business licenses?
   
   CGL- Premises Operations coverage will answer for liabilities incurred in connection with the ownership, maintenance and use of your business premises.
   
   For instance, a customer injured by slipping on wet floor may hold the shop owner liable. CGL - Premises Operations Insurance can cover expenses in handling such cases.
    
4. What are the other CGL coverages that I can avail of?
   
   You may avail of other CGL coverages suited to your specific needs.
   
   • Contractual/Independent Contractor's Liability
     For liabilities arising from operations performed by you and/or another contractor for  another person.
   
   • Tenant's Legal Liability
     Liability of tenants that may result if leased office space/building catches fire or explodes.
   
   • Innkeeper's Liability
     Coverage of hotel owners for properties of guests deposited for their safekeeping.
   
   
5. Where can I avail of the BPI/MS Comprehensive General Liability Insurance and other insurance products?
   
   As proof of our commitment to serve you, we have made BPI/MS products and services available nationwide through our business partners and branch network.