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| Welcome to bpims.com. |
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| BPI/MS and its affiliates provide their services to you subject to the following notices, terms and conditions. In addition, when you use any bpims.com service you will be subject to the rules, guidelines, policies, terms and conditions applicable to such service. |
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| COPYRIGHT |
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| All contents included on this site, such as text, graphics, logos, button icons, images, audio clips and software are property of bpims.com or its content suppliers and protected by Philippine and international copyright laws. The compilation (meaning the collection, arrangement and assembly) of all contents on this site is the exclusive property of bpims.com and protected by Philippine and international copyright laws. All software used on this site is the property of bpims.com or its software supplier and protected by Philippine and international copyright laws. The reproduction, modification, distribution, transmission, republication, display or performance, of the content on this site is strictly prohibited. |
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| TRADEMARKS |
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| bpims.com, bpims.com EXECUTIVE ESSENTIALS are registered trademarks of bpims.com, Inc. in the Republic of the Philippines and other countries. bpims.com graphics, logos and service names are trademarks of bpims.com, Inc. bpims.com's trademarks may not be used in connection with any product or service that is not bpims.com's in any manner that is likely to cause confusion among customers or in any manner that disparages or discredits bpims.com. |
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| COPYRIGHT COMPLAINTS |
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| bpims.com and its affiliates respect the intellectual property of others. If you believe that your work has been copied in a way that constitutes copyright infringement, please follow our Notice and Procedure for Making Claims of Copyright Infringement. |
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| RISK OF LOSS |
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| All items purchased from bpims.com are made pursuant to a shipment contract. This means that the risk of loss and title for such items are passed on to you upon our delivery to the carrier. |
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| DISCLAIMER |
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| THIS SITE IS PROVIDED BY bpims.com ON AN "AS IS" BASIS. bpims.com MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, bpims.com DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. bpims.com WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. |
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| APPLICABLE LAW |
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| This site is created and controlled by bpims.com in the City of Makati, Republic of the Philippines. As such, the laws of the Republic of the Philippines will govern these disclaimers, terms and conditions, without giving effect to any principles of conflicts of laws. We reserve the right to make changes to our site and these disclaimers, terms and conditions at any time. |
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| NOTICE AND PROCEDURE FOR MAKING CLAIMS OF COPYRIGHT INFRINGEMENT |
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If you believe that your work has been copied in a way that constitutes copyright infringement, please provide bpims.com's copyright agent the written information specified below. Please note that this procedure is exclusively for notifying bpims.com and its affiliates that your copyrighted material has been infringed.
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that, based on your claim, has been infringed upon;
- A description of where the material that you claim is infringing is located on the site, including the auction ID number, if applicable;
- Your address, telephone number, and e-mail address;
- Your written statement that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- Your written statement, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
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bpims.com's representative for notice of claims of copyright infringement on its site can be reached as follows:
Nestor L. Cabreta
Webmaster
bpims.com
14/F Ayala Life-FGU Center,
6811 Ayala Avenue,
Makati City, Philippines 1226
Phone: (632) 840-9000
e-mail: insure@bpims.com
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